3972 Tarpon Pointe Circle, Palm Harbor, FL, 34684

Open House Sat, Sep 19th 12:00 PM - 02:00 PM

Address

3972 Tarpon Pointe Circle, PALM HARBOR, FL

Listing Type

Active

Price

$ 469,900

Property Attributes

MLS#TB8549067
TypeSingle Family
Listing Status Active
CountyPinellas
CityPALM HARBOR
AreaPalm Harbor
NeighborhoodHIGHLAND LAKES
Zip34684
StyleRanch Traditional
Year Built1989
Taxes$ 2279
Price$ 469,900
Bedrooms3
Full Bathrooms2
Half Bathrooms0
Sqr Footage2014
Lot Size0.16 Acres

Data Source:

Stellar MLS

Property Description

Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor’s premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer!

Price History
9/18/2026	Listed $469,900

General Features

Sewer	Public Sewer
Heating	Central
Cooling	Central Air
Utilities	Cable Available,Electricity Connected,Public,Sewer Connected,Underground Utilities,Water Connected
Possession	Close Of Escrow
Roof	Shingle
Appliances	Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
Zoning	RPD-7.5
HOA Fee	164
Garage Spaces	2
Association Fee Includes	Common Area Taxes,Community Pool,Escrow Reserves Fund,Pool Maintenance,Recreational Facilities
Patio/Porch Features	Front Porch,Screened
Architectural Style	Ranch,Traditional
Construction Materials	Block,Stucco
Pets Allowed	Yes
Year Built	1989
Levels	One
Property Subtype	Single Family Residence
Tax Year	2025
Ownership	Fee Simple
Waterfront Features	Lake,Waterfront
Community Features	Community Boat Ramp,Dock,Fishing,Lake,Water Access,Waterfront,Association Recreation - Owned,Clubhouse,Deed Restrictions,Golf Carts OK,Golf,Pool,Sidewalks,Tennis Court(s)
Assoc Fee Paid Per	Monthly
County	Pinellas
New Construction	false
Property Type	Residential
Attached Garage	true
Subdivision Name	HIGHLAND LAKES
Facing Direction	Northwest
Garage Y/N	true
Total Rooms	10
Full Baths	2
Status	Active
Directions	US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road through the 4-way stop. Take a right onto Loch Rd. Take a left onto Tarpon Pointe Cir to the property located on your right.
City	PALM HARBOR
Body of Water	LAKE TARPON
Association Name	Highland Lakes HOA
Senior Community Y/N	true
MLS Area	34684 - Palm Harbor
Lot Size Units	Square Feet
Lot Size Square Feet	6826
Carport Y/N	false
Listing Terms	Cash,Conventional,FHA,VA Loan
Land Lease Y/N	false
Tax Annual Amount	2279.19
Additional Parcels Y/N	false
Lease Considered Y/N	true
Building Area Units	Square Feet
Living Area Units	Square Feet
Standard Status	Active
Occupancy Type	Vacant
Tax Lot	73
Legal Description	HIGHLAND LAKES UNIT THIRTYFOUR LOT 73
Water Access Type	Lake
Minimum Lease	3 Months
Water Access Y/N	true
Monthly HOA Amount	164
Additional Rooms	Family Room,Inside Utility
Water View Y/N	false
Flood Zone Code	X
In Law Suite YN	false
Flood Zone Code X	Yes
DockY/N	false

Interior Features

Interior Amenities	Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Skylight(s),Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
Flooring	Luxury Vinyl
Furnished Y/N	Unfurnished
Total Stories	1
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	false
Laundry Features	Inside,Laundry Room
Total Bedrooms	3
LivingAreaSource	Public Records
Total Baths	2

Exterior Features

Exterior Amenities	Irrigation System,Lighting,Private Mailbox,Rain Gutters,Sidewalk
Vegetation	Trees/Landscaped
Parking Features	Driveway,Garage Door Opener,Golf Cart Parking
Lot Features	Landscaped,Level,Near Golf Course,Sidewalk
Water Source	Public
Lot Size Area	6826
Foundation Details	Slab
Spa	false
Building Area Total	2654
Lot Dimensions	65 x 105
Lot Size Acres	0.16
Road Surface Type	Paved
Private Pool	false
Waterfront Y/N	false
Covered Spaces	2
Road Frontage Type	Street Paved
Road Responsibility	Public Maintained Road